Kerr Home Financing · Powered by New American Funding

Team & Process

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More Than Mortgages — People. Plans. Possibilities.

Guide · Connect · Finance · Achieve — one integrated team, client always informed.

Org Chart

Click a role to see its responsibilities

LeadershipStrategy, escalation and quality
OriginationClient-facing and file setup
FulfillmentProcessing, credit decision and closing

Financing Flow

From pre-qualification to closing · 10 stages

  1. 1
    Pre-qualificationLO

    Profile review and financing capacity

  2. 2
    Under ContractLO + LOA

    Documentation update and client group created

  3. 3
    Start of OperationPA

    Title, Appraisal, Insurance and Initial Disclosures

  4. 4
    ProcessingProcessor

    Verifications, compliance and submission to UW

  5. 5
    UnderwritingUW

    Review, conditions issued or approval

  6. 6
    Conditions ReviewOperations Manager + Processor + LOA

    Strategic review of conditions before requesting them from the client (Branch Manager if needed)

  7. 7
    Document CollectionProcessor + LOA

    Additional documentation requested and sent

  8. 8
    ResubmissionProcessor

    File goes back to Underwriting

  9. 9
    Conditions ClearedUW

    Final review of all conditions — Clear to Close

  10. 10
    ClosingClosing Department + Title Company

    Final documents, funds to close, scheduling and signature

People
We build relationships
Planning
Today for a better future
Results
More homes. More stories.
Purpose
We make a difference

How We Work

  • Continuous Communication: daily huddles, clear handoffs and constant updates keep everyone aligned.
  • Client on WhatsApp: quick, direct and human contact so the client is never left wondering.
  • Teamwork: every role collaborates so the file moves forward without friction.

Your Home, Our Commitment

Every loan is more than a transaction. We guide, connect, finance and help our clients achieve homeownership — with transparency, speed and a team committed to the result.